Adaptation of Information and Communication Technology (ICT) in Primary Agricultural Cooperative Societies (PACS): Empirical Research in Western Zone

Adaptation of Information and Communication Technology (ICT) in Primary Agricultural Cooperative Societies (PACS): Empirical Research in Western Zone


S. N. Tripathy






The present paper with the help of secondary sources of data attempts to capture the major events that shaped the course of cooperative movements in Odisha. The paper portrays the prevailing socio-economic factors and key events which contributed to the development of cooperatives in different phases and its genesis and growth trend in Odisha in the national perspectives.

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Cooperatives Movements, Rural credit, Money lenders, Farmers.


Pallavi Ingale, Ms. Saba Sayed




Information and Communication Technology (ICT) has taken a center stage in all facets of human interaction in the 21st century; revolutionizing global capital flow, bilateral and multilateral trade, business interaction and social interaction through increased accessibility and transmission of information. At the firm level, the adoption of internet and other communication technologies has enabled businesses expand their market reach, improved the pace of innovation, process efficiency and profitability.

The area of the study is credit society in western zone with emphasis on the impact of information technology on Primary Agriculture Credit Societies (PACS). In western zone study was conducted in Maharashtra and Goa state. 14 PACS were selected randomly from Maharashtra and 6 PACS were covered from GOA. In total, 20 registered Primary Agriculture credit Society (PACS) were selected for this research study. PACS from Aurangabad, Nashik and Pune Division of Maharashtra state were selected. The questionnaire filled by the officials and staff of PACS were administered, out of which reliable information were used for the data analysis after screening.

The present study depends on both primary and secondary data. Descriptive statistics such as frequency, percentage and mean was used to analyze the present Status of record keeping in PACS, Usage of technology in PACS, ICT systems that are currently used by the PACS etc. Binary Logit model was used to determine the factors affecting adoption of IT facilities among the cooperatives. It is recommended that members of PACS need to make awareness about importance of ICT in credit business. State Government and the cooperative unions should ensure implementation of cooperative education as a principle to include computer training of managers / staff particularly in the use of DBMS, electronic spreadsheet and other software.


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List of PACS under Study: Goa

☞ Sattari Taluka Farmer Service Co-op Society, Ltd, Valpoi, Sattari, Goa

☞ Shri Mahalakshi VKSS Ltd., Netravallli- Sanguem, Goa 403704

☞ Dhanbandara VKSS Society Ltd, Dharbandara, Goa, 409406

☞ Savoi Verem VKSS Society Ltd., Saiveram, Ponda, Goa- 403107

☞ Konxem Nirankal VKSS Society Ltd., Nirankal, Ponda, Goa

☞ Arpora Nagao MP Cooperative Society Ltd.


☞ Bhatkudgaon Vividh Karyakari Seva Sahakari Sanstha Ltd., At.Bhatkudgaon,Taluka Shevgaon, District. Ahmednagar.

☞ Sultanpur Vividh Karyakari Seva Sahakari Sanstha Ltd., At.Post. Sultanpur, Taluka Shevgaon, District. Ahmednagar.

☞ Hatgaon Vividh Karyakari Seva Sahakari Sanstha Ltd., At.Post. Hatgaon, Taluka Shevgaon, District. Ahmednagar.

☞ Dahigaon ne Vividh Karyakari Seva Sahakari Sanstha Ltd., At. & Post.Dahigaon ne, Taluka Shevgaon,

☞ Malichinchora Vividh Karyakari Seva Sahakari Sanstha Ltd., At. & Post.Malichinchora, Taluka.Newasa, District.Ahmednagar. Pin Code-414 602. ☞ Utkarsh Nagari Sahakri Patsanstha Mydt, Ganpati Society, Wai, Dist Satara ☞ Dnyanganga Sahakari Patsanstha Ltd.,Shree Commercial Complex, Shop No. 19, Kisanveer Chowk, 433, Motha Pul, Dharmapuri, Brahmanshahi, Wai, Maharashtra 412803

☞ Walluth Vividh karyakari Sewa Sahakari Sanstha, At & Post Kudal, Tal Jaoli, Satara-415514

☞ Raangeghar Vividh Karyakari Sahakari Sewa Sanstha,At&Post Raangeghar, Tal Jaoli, Satara-415514

☞ Rajegaon Vividh karyakari Sahakari Sanstha, Ghansavangi, Jalna

☞ Rahera PACS, Ghansapangi, Jalna

☞ Shri Vishnu VKSS, Navekhed, Tal. Walwa, Dist. Sangli

☞ Pimparkhed Vividh karyakari Sahakari Sanstha, Ghansavangi, Jalna

☞ Mandavgan Phata Vividh Karyakari Seva Sahakari Society Maryadit, Shirur, Maharashtra


Adoption ICT- PACS – Western Zone